Ranking third in the world for average life expectancy (at 83.1 years) and official retirement age set at 62 years, we need our retirement income to last us for about 21 years.
The ultimate impact of this is that the $50,000 you have today in the bank will probably be only worth around $34,000 in twenty years. With an increasing interest rate, we are losing purchasing power over time, thats detrimental!
As Singaporeans, we work hard.
But why is it still not enough?
Singaporeans does not invest
(Study done by OCBC Bank)
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